بِسْمِ اللَّهِ الرَّحْمَٰنِ الرَّحِيمِ وَالْعَصْرِ

By the time,

إِنَّ الْإِنْسَانَ لَفِي خُسْرٍ

Verily man is in loss,

إِلَّا الَّذِينَ آمَنُوا وَعَمِلُوا الصَّالِحَاتِ وَتَوَاصَوْا بِالْحَقِّ وَتَوَاصَوْا بِالصَّبْرِ

But not those who themselves believe and work righteous works, and enjoin upon each other the truth, and enjoin upon each other endurance.